We are seeking a detail-oriented and analytical Assistant Credit Manager to join our finance team in Jeddah, Saudi Arabia. In this role, you will support the Credit Manager in evaluating creditworthiness, managing credit portfolios, and ensuring compliance with organizational credit policies. You will play a key role in assessing credit risk and maintaining the integrity of our lending operations while delivering professional service to our clients.

Analyze credit applications and financial documentation to assess borrower creditworthiness and repayment capacity

Evaluate credit risk using established criteria and recommend appropriate credit limits and terms

Review and verify loan documentation for accuracy, completeness, and compliance with credit policies

Monitor existing credit accounts and identify potential risks or delinquencies requiring management attention

Prepare credit analysis reports and recommendations for review by the Credit Manager

Maintain organized and accurate credit files and records in accordance with regulatory requirements

Communicate with clients regarding credit decisions, documentation requirements, and account status

Support the Credit Manager in implementing credit policies and procedures across the organization

Conduct follow-up activities on outstanding credit issues and maintain detailed records of actions taken

Assist in preparing credit performance metrics and portfolio analysis reports

Ensure all credit activities comply with Saudi Arabia banking regulations and organizational standards

Desired Candidate Profile

2-4 years of professional experience in credit management, credit analysis, or related finance role

Demonstrated expertise in credit risk assessment and financial analysis

Strong knowledge of credit policies, procedures, and banking regulations

Proficiency in analyzing financial statements and credit documentation

Excellent organizational and time management skills with ability to manage multiple priorities

Strong attention to detail and accuracy in data management and record keeping

Excellent written and verbal communication skills

Proficiency with credit management software and financial analysis tools

Ability to work independently and collaboratively within a team environment

Professional demeanor with strong ethical standards

Preferred: Bilingual capabilities in Arabic and English

Preferred: Familiarity with Saudi Arabia banking and credit regulations

Preferred: Experience with credit management systems and databases