Job Summary: We are looking for a hands-on Finance Manager who can own the full finance function and, most importantly, build and manage strong relationships with banks and financing partners. The role is a mix of day-to-day finance management and practical funding work: keeping cash flow healthy, securing and managing credit and financing facilities, and giving the leadership team clear numbers to make decisions with. This is a startup environment, so we need someone comfortable building processes from scratch, working with limited resources, and moving fast.
Key Responsibilities:Banking & Financing (core focus)• Build and maintain strong working relationships with banks and financial institutions.• Open, manage, and optimize company bank accounts and banking services.• Negotiate and secure financing facilities, working capital lines, credit facilities, and LCs/LGs as needed.• Prepare the financial packages banks require (financial statements, projections, business cases) and follow up until approval.• Monitor facility utilization, repayment schedules, covenants, and financing costs.• Explore alternative funding options relevant to startups (SME financing programs, government-backed funding, investor reporting support). Cash Flow & Financial Management• Own cash flow forecasting and daily/weekly cash position monitoring — the lifeline of a startup.• Manage collections and payables to protect liquidity and avoid cash gaps.• Prepare annual budgets and rolling forecasts, and track actuals against plan.• Produce monthly financial statements and management reports for the CEO and shareholders.• Control costs and flag spending risks early.
Compliance & Operations:• Ensure compliance with ZATCA requirements (VAT, e-invoicing) and other regulatory filings.• Oversee the accounting team and the accuracy of records in the ERP/accounting system.• Coordinate with external auditors, tax advisors, and banks on required documentation.• Build and improve finance policies, controls, and processes suitable for a growing company.
Qualifications & Experience:• Bachelor's degree in Finance, Accounting, or a related field.• Solid mid-level experience in finance, with proven exposure to banking relationships and financing facilities.• Practical experience dealing directly with banks — opening facilities, negotiating terms, and managing ongoing relationships (this is essential).• Experience in a startup, SME, or fast-growing company is a strong advantage.• Professional certification (SOCPA, CMA, CPA, ACCA) is a plus, not a requirement.
Skills:• Strong understanding of financing instruments, credit facilities, and banking products.• Excellent cash flow management and financial modelling skills.• Advanced Excel skills and familiarity with ERP/accounting systems (Odoo is a plus).• Good negotiation and relationship-building skills with external parties.• Hands-on attitude — comfortable doing the work, not only supervising it.• Ability to work with limited resources and build processes from scratch.• Good command of Arabic and English.