About the job Job Summary
We are seeking to hire an experienced Head of Internal Audit (Fin Tech, Quality & SAMA Related) support an independent Internal Audit function within a regulated fintech environment, providing objective assurance over governance, risk management, internal controls, and regulatory compliance. The role places strong emphasis on SAMA compliance, technology risk, digital operations, outsourcing, cybersecurity, and quality assurance, in line with the expectations of the Saudi Central Bank (SAMA) for licensed fintech entities (payments, wallets, PSPs, EMI, etc.).
Primary Duties and Key Responsibilities
Internal Audit Leadership in a Fin Tech Environment Support in maintaining an independent Internal Audit function aligned with the International Professional Practices Framework (IPPF). Support developing and executing a risk-based Internal Audit Plan reflecting fintech-specific risks (technology, third-party, data, cyber, operational resilience). Ensure Internal Audit independence while operating in fast-paced, technology-driven environments. Provide assurance that fintech innovation remains within approved risk appetite and regulatory boundaries.
SAMA Regulatory & Supervisory Assurance (Fin Tech-Focused) Ensure audit coverage aligns with SAMA fintech regulations, licensing conditions, circulars, and supervisory expectations. Track, validate, and report remediation of SAMA findings, observations, and examination issues. Responsible for Regulatory return reviews and validation.
Quality Assurance & Improvement Program (QAIP) Support CIA in establishing and maintaining a Quality Assurance and Improvement Program in accordance with GIAS 2024. Ensure audit methodologies, working papers, and reporting withstand regulatory and supervisory scrutiny. Perform internal quality assessments and coordinate external quality assessments (minimum once every five years). Continuously enhance audit quality through automation, data analytics, and fintech-appropriate audit tools.
Audit Committee & Executive Engagement Prepare audit results, key risk themes, and quality metrics to the Audit Committee. Provide insights on regulatory readiness, maturity control, and fintech risk trends. Maintain effective relationships with Risk, Compliance, Cybersecurity, Operations, and Product teams without compromising independence.
Team Leadership & Capability Development Work closely with the other internal Audit team members. Work as a SPOC between Internal Audit an Regulatory Compliance. Support CIA in department-wise and administrative activities.
Requirements and Qualifications Bachelor’s degree in Accounting, Finance, IT, Risk Management, or related field (Master’s preferred). Professional certifications: CIA (is preferred), CRMA, CISA, or equivalent.5–7 years of experience in Internal Audit, Risk, or Regulatory Assurance. Direct experience in fintech, payments, digital wallets, or regulated financial technology environments. Strong working knowledge of SAMA fintech regulations, licensing frameworks, and supervisory practices. Solid understanding of the IIA Global Internal Audit Standards (2024) , COSO, ITGCs, and risk-based auditing.
Job Benefits Competitive compensation packages Medical insurance coverage Flexible remote work options in accordance with the company's policy.
Application Timeline Opening Date: 20 January 2026Closing Date: 05 February 2026