الشروط ان يكون من سكان الرياض او الشرقية
الرجاء عدم الارسال اذا لم يكن لديه خبرة في البنك كمسئول محفظة تمويل
ومن ضمن المهام مايلي:
تقليل المخاطر عن طريق توزيع المخاطر على قاعدة كبيرة من العملاء بدل من تمركزها لدى كبار العملاء قروض الشركات
2- ارتفاع ربحيه منتجات التجزئه المصرفيه
3- تطوير قدرات البنك التنافسيه
4- الاستفاده من العمولات و المصروفات التى يحصل عليها البنك من العملاء
5- الاستفادة من قاعده العملاء فى اعطاء دراسه المخاطر المستقبلية ( معرفة امكانيه عدم السداد او نسب التعثر )
العناية بمنتجات التجزئه المصرفية
1- البطاقات
2-القروض النقدية
3-قروض السيارات
4- التامين البنكى
5-قروض الاسكان
6-قرض التعليم
to identify at each business levels, areas that we are good at ( acquisition and reselling ) , areas that we are not good ( risk and pricing improvements ) , and quick wins ( acquisition , policy , pricing and focus segments )
in all products level:
report product performance
top revenue drivers
top risk impact
potential concentration " quick wins "
cards : support cards business on:
Active dormant management : identify which customers are active / dormant and trigger pain points by :
card vintage
source of customer application
product type
seasonal impact
trend of customer behaviors
everyday spend management:
product type
seasonal impact
trend of customer behaviors
everyday spend management:
create customer segmentation based on spend behavior
identify level of stickiness for each segment . where costumer spend , when he spend , how frequently he spend
work with merchant alliance to sign offers that is relevant to our customer need
customer lifecycle management
personal loan :
support personal loan business manager in :
customer lifecycle management
personal loan :
support personal loan business manager in :
develop PL profitability dashboard
by product
by sector
by employer
by geography
conduct portfolio analysis identify:
conduct portfolio analysis identify
high risk sources of customer
low risk sourcing of customer
profitability heat map analysis
developer fulfilment dashboard alignment
with all process touchpoint
conduct continuous analysis (acquisition , after sales , attrition and profitability )
mortgage :
develop mortgage profitability dashboards
by products
by sector
by employer
by geography