Own, build, and continuously refine a qualified pipeline specifically for Fraud & Risk (RaS) solutions, focusing on high-value issuer use cases (authorization fraud, scam prevention, transaction monitoring, identity risk). Manage and meet the targets for KBO RaS VAS Sales both on incremental new revenue and existing revenue. Drive full sales lifecycle (discovery solutioning commercial structuring closure) with a strong emphasis on value articulation and ROI (fraud reduction, approval rate uplift, cost optimization) Lead deep-dive client discovery sessions to diagnose issuer fraud challenges (e.g., false positives, authorization declines, mule detection, digital onboarding risks). Translate client pain points into tailored solution architectures leveraging Visa Risk & Identity capabilities Develop relationships with fraud, risk and digital teams within issuer organizations. Engage C-level and senior risk stakeholders using data-backed insights and industry benchmarks. Demonstrate expertise and understanding of Fraud and Risk platforms for Cards and Payments Demonstrate a deep understanding of the payment s ecosystem, specifically Issuers needs, emerging trends, real time payments, regulatory changes, and the specific operational challenges players in the payment s ecosystem face. Ensure timely and accurate updates on sales activities are captured in Microsoft Dynamics, offering Insight into market trends and competitive analysis. Ensure high levels of client/ prospect satisfaction through proactive outreach with relevant insights and regular follow-ups. Partner with the Generalist Sales team to prepare proposals, presentations, and other sales materials that highlight Visa solutions' technical capabilities and advantages to address client needs. Develop and execute sales strategies tailored to issuers that align with Visa s Purpose to uplift everyone, everywhere by being the best way to pay and be paid. Work collaboratively with various teams, including Product, Client Services, Finance and Technology, to ensure optimal client experience and continuous product improvement. Promote an understanding of critical success factors to achieving the assigned solutions revenue objectives. Provide input into design and implementation of sales collateral, general marketing and promotional activities and materials to ensure increased awareness of VAS objectives and priorities.

Accountable for driving and achieving the sales targets for RaS VAS Solutions, potentially inclusive of other Issuer Value Added Services over time, booking revenue lines through collaboration and partnership with Account Executives through acquisition of net-new customers or upsell of existing clients. Acquisition of new clients and retention/ growth of existing clients in partnership with market product teams. Understand clients complex challenges/ problems and uses of Visa technology to drive solutions with said technology. Champion and lead from the front with Visa s value-based sales methodology, post-sale commercialization, mutual success planning with clients and across Visa to ensure client outcomes and Visa revenue realization. Partner with the Product and Sales engineering teams to prepare proposals, presentations, and other sales materials that highlight our solutions' technical capabilities and advantages. Engage with internal cross functional teams including Product Management, Product Development, Sales Engineering, Client Support and Product Marketing to relay market feedback and provide input into the design of new solutions. Identify, qualify and quantify market specific opportunities in close cooperation with local relationship management and product teams. This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager.

Desired Candidate Profile

8+ years of relevant work experience and a Bachelors degree.

10 or more years of relevant work experience with a Bachelor Degree or 8 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD, PhD)

Knowledge and understanding of payment processing including products and services, business systems and processes

Expert knowledge and understanding of issuer related Risk and Fraud solutions and platforms. Including but not limited to International Scheme provided platforms and Enterprise- Wide Fraud management platforms.

Card issuer/ banking/Retail banking/financial services sector or payment business experience.

Direct experience in managing a sales pipelines

Excellent sales skills

Excellent time management skills and ability to achieve goals with minimal management oversight

Very strong technical skills

Expert understanding and influencing the direction in KSA, Bahrain and Oman by selling the VisaNet story (features, benefits, et al).

Strong communication, interpersonal and collaboration skills to influence direction and change attitudes and decisions of senior level international bankers

Strong self-management skills including demonstrable drive and energy

Sales/ business development experience and proven negotiation skills

Multicultural sensitivity and interpersonal relationship management, including the ability to work effectively within GCC

Fluent in English