About the Role: Risk Manager, Paylink

Salla is seeking a Risk Manager for PayLink, based in Al Khobar, Eastern region. This full-time role involves leading the Enterprise Risk Management (ERM) function as an independent control function. The successful candidate will develop and maintain the risk management framework, assess risks across the business, and provide insights to support informed decisions, business resilience, and compliance with Saudi Central Bank (SAMA) requirements.

The Risk Manager will work closely with senior management, relevant committees, and departmental risk owners, while maintaining independent oversight and clear accountability. This position requires 5-10 years of relevant experience.

Key Responsibilities

• Develop and update the Enterprise Risk Management (ERM) framework, policies, methodologies, tools, and templates.
• Prepare an annual risk management strategy and work plan aligned with the Company's strategy and operational scale.
• Define roles, responsibilities, escalation lines, risk owners, and control owners in coordination with relevant departments.
• Lead enterprise assessments of inherent and residual risk and establish the enterprise risk register.
• Coordinate Risk and Control Self-Assessments (RCSA) and assess enterprise risks from new products, services, and material changes.
• Develop and review the risk appetite statement and tolerance limits, and monitor Key Risk Indicators (KRIs).
• Produce periodic reports for senior management and committees on material risks, trends, and remediation plans.
• Assess control design adequacy and effectiveness from a risk management perspective.
• Monitor financial, operational, technology, and financial crime risks, including money laundering and terrorist financing risks.
• Oversee the Business Continuity Management (BCM) framework and program, including reviewing Business Impact Analysis (BIA) results.
• Assess risks related to suppliers, outsourcing, third-party dependencies, and projects.
• Monitor regulatory requirements, participate in supervisory visits, and deliver risk awareness training.

Qualifications and Experience

• At least seven years of relevant experience in risk management, governance, or financial services, including leadership experience.
• Practical experience within financial institutions or payment service providers supervised by the Saudi Central Bank (SAMA).
• Strong analytical judgment and independent assessment skills.
• Effective communication, cross-functional coordination, and professional conflict management skills.
• Ability to prepare clear executive reports and provide actionable recommendations.
• Strong planning and prioritization skills, including tracking remediation activities.
• Ability to evaluate evidence and data while maintaining confidentiality.
• Leadership and coaching skills, with the ability to strengthen risk culture and influence stakeholders.

Work Environment

This is a full-time position located in Al Khobar, Eastern region. The role involves working independently while collaborating closely with various departments and senior management.