Overview

We are looking for a Senior Product Manager to lead the development and growth of our SME financing products in Saudi Arabia. You will take ownership from customer discovery and product strategy through launch and ongoing improvement, working closely with local business teams and international technology teams.

The ideal candidate combines strong product judgment, analytical skills, and hands-on delivery experience with an understanding of lending and the needs of small businesses.

About Us

Skyro is an international fintech group building its presence in Saudi Arabia. We are developing Sharia-compliant financing solutions that help individuals and businesses access the funding they need. Our B2B business focuses on making credit simpler and more accessible for SMEs through technology and partnerships.

Purpose of the Role

The Senior Product Manager will shape and deliver SME financing products that address real customer needs and support sustainable business growth. You will own the product roadmap and customer experience, balancing commercial objectives, credit performance, regulatory requirements, and operational efficiency.

Key Responsibilities

Product Development & Delivery

• Lead products and features from initial concept through, development, testing, and launch.
• Translate customer and business needs into clear product requirements and user stories.
• Coordinate across local and international teams, resolve blockers, and make practical decisions.

Product Performance & Economics

• Establish product metrics and monitor conversion, usage, repeat borrowing, and customer retention.
• Work with Finance and Risk to understand profitability, acquisition, servicing costs, and credit losses.
• Use customer feedback, funnel analysis, and experiments to evaluate results after launch.
• Investigate performance issues with relevant teams and turn findings into concrete product actions.

Customer Journey & Partnerships

• Own and improve the journey: application, onboarding, disbursement, repayment, and repeat borrowing.
• Identify friction, reduce unnecessary steps, improve communication through the lifecycle.

Risk, Compliance & Operations

• Collaborate with Risk, Compliance, Legal, and Sharia specialists to incorporate applicable requirements into product design.
• Align customer journeys with credit policies, fraud controls, and operational processes.

Product Strategy & Customer Discovery

• Research with SME owners, suppliers, and partners to understand financing needs, business workflows, and barriers to accessing credit.
• Define the product roadmap, prioritizing initiatives based on customer value, business impact, and delivery effort.

Required Qualifications

• 5+ years of product management experience, including ownership of financial services or fintech products.
• Experience launching and improving lending, SME banking, payments, or other complex financial products.
• Ability to use data to assess product performance and make decisions.
• Strong stakeholder management skills and the ability to deliver in an evolving business environment.
• Professional proficiency in English and the ability to work with international teams.

Nice to Have

• Experience building products for Saudi Arabia or other GCC markets.
• Knowledge of SME lending, trade finance, or embedded financing.
• Arabic language proficiency.
• Hands-on experience with product analytics tools.