Lead and manage General Insurance products by defining product strategies, monitoring portfolio performance, and analyzing market trends to drive product growth, profitability, and market expansion in alignment with the company s objectives.

Key Activities, Responsibilities and Accountabilities : Define and maintain product strategies aligned with ART s General Insurance growth objectives and identify new product opportunities and enhancements. Lead product development initiatives including product design, pricing, and go-to-market strategy. Monitor market trends and emerging risks and adjust product positioning accordingly. Own and manage portfolio KPIs including GWP growth, loss ratio, retention levels, and profitability. Conduct portfolio performance reviews, identify loss drivers, and recommend corrective actions including underwriting improvements. Optimize reinsurance utilization to enhance profitability and capital efficiency. Develop product value propositions and distribution strategies to support market expansion. Collaborate with brokers, partners, and digital channels to increase product penetration and enable cross-selling opportunities. Ensure compliance with regulatory requirements and maintain product documentation, underwriting guidelines, and pricing frameworks. Work closely with underwriting, actuarial, reinsurance, claims, finance, compliance, and risk teams to ensure alignment between product strategy and operational execution and provide portfolio insights to leadership.

Desired Candidate Profile

Job requirements : Academic Qualifications and Experience: Bachelor s degree in business, Finance, Insurance, Actuarial or related field 5 - 8 years of related experience.