Role Summary:
A Relationship Manager in Corporate/Commercial Banking manages a portfolio of corporate clients in Saudi Arabia, develops new relationships and provides tailored lending, trade finance, cash management and treasury solutions. The role drives sustainable revenue and wallet-share growth while maintaining strong credit, risk and regulatory standards.
Key Responsibilities:
Manage and grow a portfolio of corporate and commercial clients. Build relationships with CEOs, CFOs, owners and other senior client representatives. Identify new business opportunities and acquire quality new-to-bank clients. Develop client strategies to increase revenue, profitability and share of wallet. Cross-sell lending, deposits, trade finance, cash management, treasury and other products. Understand client financial needs and recommend appropriate banking solutions. Lead client meetings, proposals and commercial negotiations. Coordinate credit applications and facility requests with Credit. Analyze financial performance, cash flows, repayment capacity and credit quality. Monitor portfolio exposure, profitability, limits and emerging risks. Coordinate with Credit, Risk, Treasury, Trade Finance, Cash Management and Operations. Maintain accurate client records and documentation. Ensure compliance with SAMA, KYC, AML and internal policies. Provide management with updates on pipeline, revenue, portfolio quality and opportunities.

QUALIFICATIONS & COMPETENCIES:
Bachelor’s degree in Finance, Economics, Business Administration or related field. Minimum 5–7 years of experience in the banking sector, including relevant experience in Corporate/Commercial Banking, Relationship Management, credit and business development, preferably with a leading Saudi, regional or international bank operating in KSA. Strong financial and credit-analysis skills. Good knowledge of Saudi corporate banking products and market. Strong business-development and client-management skills. Strong negotiation and presentation capabilities. Knowledge of SAMA requirements and banking regulations. Strong commercial judgment and risk awareness. Fluent English; Arabic preferred.